Скачать или смотреть $180,000 Mistake: Why Dave Ramsey's Mortgage Advice Doesn't Work for High Earners

Dave Ramsey says always take a 15-year mortgage. I didn’t follow that rule. Instead, I put my client in a 30-year loan—five years later he’s $180,000 richer. In this video I’ll show you why one-size-fits-all advice can actually cost you big money, and how to build a mortgage strategy that works for YOUR life.

You’ll discover:
Why 15-year mortgages aren’t always the smartest move
How a 30-year loan plus investing can beat Ramsey’s rules
The $180,000 real-life case study that proves it
When Dave’s advice does make sense—and when it doesn’t

Timestamps:
00:00 – Why I don’t follow Dave Ramsey’s mortgage rules
00:38 – The problem with one-size-fits-all advice
01:40 – Marcus’ case: why 30-year beat 15-year
03:10 – Cash flow optimization explained
04:40 – The investment opportunity Dave ignores
06:20 – Real-life risk management & flexibility
07:42 – Tax benefits of mortgage interest
09:50 – Why cookie-cutter advice fails
10:55 – Another case study: Sarah’s retirement plan
11:45 – When Dave’s advice works vs when it doesn’t
12:42 – My approach: custom mortgage strategy for every client
13:30 – Call to action: how to build YOUR mortgage wealth plan

I'm Ella Gurfinkel, a Senior Loan Officer at Fairway IMC, and since Valentine’s Day 1996, I've been helping clients to achieve the cornerstone of the American dream - Homeownership. I take the time to find solutions for the most complex situations, even if it consists of 1,000 pieces.

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Website: https://www.fairwayindependentmc.com/...
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This Channel has been created to make your home purchase (or refinance) easier and simpler. To help you avoid making mistakes in this sometimes crazy process and to simply answer the questions you may be too afraid to ask!

Ella Gurfinkel | Senior Loan Officer | NMLS 188161
503-358-7769 | [email protected] | www.teamellaportland.com
FIMC NMLS 2289 | 6650 SW Redwood Ln Suite 215, Portland, OR 97224

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