Скачать или смотреть The Housing Crisis Deepens, Build Back Better Act Stalls & Affordable Housing (Low Income Housing)

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Makes the single largest and most comprehensive investment in affordable housing in history.
The framework will enable the construction, rehabilitation, and improvement of more than 1 million affordable homes, boosting housing supply and reducing price pressures for renters and homeowners. It will address the capital needs of the public housing stock in big cities and rural communities all across America and ensure it is not only safe and habitable but healthier and more energy-efficient as well. It will make a historic investment in rental assistance, expanding vouchers to hundreds of thousands of additional families.

What does the housing crisis mean?
Generally speaking, a housing crisis may occur anywhere affordable housing becomes extremely scarce. The housing crisis may more specifically refer to Homelessness in the United States. The subprime mortgage crisis, mainly in the United States.

And, it includes one of the largest investments in down payment assistance in history, enabling hundreds of thousands of first-generation homebuyers to purchase their first home and build wealth. This legislation will create more equitable communities, through investing in community-led redevelopments projects in historically under-resourced neighborhoods and removing lead paint from hundreds of thousands of homes, as well as by incentivizing state and local zoning reforms that enable more families to reside in higher opportunity neighborhoods.
Sen. Joe Manchin (D-W.Va.) announced he couldn’t support the latest iteration of the bill.

The U.S. has a shortage of 6.8 million rental homes affordable and available to extremely low-income renters, whose household incomes are at or below the poverty guideline or 30% of their area median income. Only 37 affordable and available rental homes exist for every 100 extremely low-income renter households. Extremely low-income renters face a shortage in every state and major metropolitan area, including the District of Columbia. Among states, the supply of affordable and available rental homes ranges from only 20 for every 100 extremely low-income renter households in Nevada to 61 in Mississippi and Wyoming. Among the 50 largest metropolitan areas in the U.S, the supply ranges from 16 affordable and available rental homes for every 100 extremely low-income renter households in Las Vegas, NV to 50 in Providence, RI.

What's affordable housing?
California
New York
Texas
Florida
Georgia
Illinois
Pennsylvania
Maryland
North Carolina
Massachusetts
Ohio
Michigan
Virginia
Arizona

Housing policy is one of the main issues that local governments deal with. It encompasses several overlapping concerns. Making sure that everyone has a decent place to live is an important general priority. People are also interested in ensuring that economic diversity exists in specific cities, metropolitan areas, or neighborhoods. Last but not least, there is interest in maintaining specific communities and community ties without unduly displacing people.

Many regions have a shortage of affordable housing. The National Low Income Housing Coalition publishes a report annually showing the "housing wage" that a person would need to earn full time (40 hours a week, 52 weeks a year) in order for a two-bedroom rental unit to be affordable by the official government standard.

Housingwage_medium

This housing wage is more than low-income workers typically make. And in some states, like California, the housing wage is very high. This problem is especially severe because on average the least-affordable cities are also the wealthiest ones, which means that a lack of affordable housing can lock people out of good job opportunities.

How does the government define affordable housing?
The federal Department of Housing and Urban Development (HUD) defines an "affordable dwelling" as one that a household can obtain for 30 percent or less of its income. But this varies from city to city.

What's wrong with the official definition of affordable housing?
One problem is that many families try to reduce their housing costs by moving further away from job centers. But this simply increases their transportation costs — so a simple "affordable housing" metric might not capture the whole story. The Center for Neighborhood Technology offers a more holistic H+T Affordability Index that considers both housing and commuting costs.