Скачать или смотреть How Much House Can You Actually Afford in Canada? (Canadian Mortgage)

Are you looking to purchase a home but don't know much about getting a Mortgage in Canada? Before looking at homes it's important to understand how much you can afford. This video covers everything you need to know when getting a Canadian mortgage and will help you answer the important question of "How Much Can You REALLY Afford?"

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https://bit.ly/mortgage-preapproval-now

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𝐎𝐓𝐇𝐄𝐑 𝐕𝐈𝐃𝐄𝐎𝐒 🎥
🔹Canadian Real Estate: Should You Buy a Home in 2026?:    • Canadian Real Estate: Should You Buy a Hom...  
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🔹The Ultimate Guide to Down Payments in Canada Explained (2026):    • The SHOCKING Truth About Down Payments in ...  
🔹Buying a Home in Canada: Closing Costs Explained:    • Buying a Home in Canada 2026? Don't Forget...  
🔹How to Pick a Realtor:    • How to Choose the BEST Real Estate Agent (...  
🔹Ultimate Guide to Getting a Mortgage Pre-Approval (Canada):    • How to Get a Mortgage Pre-Approval in Cana...  
🔹Getting a Mortgage in Canada: How Much Can You Afford?:    • How Much House Can You Actually Afford in ...  
🔹Mortgage Basics 101:    • Canadian Mortgages Explained | How to Pick...  
🔹Bank vs Mortgage Broker:    • Canadian Bank vs Mortgage Broker (What I W...  
🔹Fixed Rate vs. Variable Rate Mortgages:    • Fixed Rate vs. Variable Rate Mortgages Can...  
🔹How to Choose the Best Home:    • Buying a Home in Canada 2026 | How to Choo...  
🔹Resale vs Pre-Sale:    • Pre-Construction vs Resale Homes | Are New...  
🔹How to Write an Offer:    • How to Write a WINNING Offer | Buying a Ho...  
🔹Important Real Estate Dates:    • Do NOT Buy a Home in BC Without Knowing Th...  
🔹First-Time Home Buyer Programs (2026):    • Buying a Home in Canada - First-Time Home ...  

In this video, learn how to determine how much you can afford when buying a home in Canada by understanding mortgage affordability. Key topics covered include the loan-to-value (LTV) ratio, which compares your loan amount to the property's value, and how various factors like credit score, income, and down payment size impact affordability. The video also explains gross debt service (GDS) and total debt service (TDS) ratios, essential for assessing your capacity to handle mortgage payments alongside other debts. Additionally, it covers the importance of passing the mortgage stress test and understanding mortgage default insurance. The video concludes with common mistakes to avoid when getting a mortgage, ensuring you make informed decisions in the home-buying process.

🔔 𝐅𝐑𝐄𝐄 𝐑𝐄𝐒𝐎𝐔𝐑𝐂𝐄𝐒⁣
𝐈𝐦𝐩𝐫𝐨𝐯𝐞 𝐘𝐨𝐮𝐫 𝐂𝐫𝐞𝐝𝐢𝐭 𝐒𝐜𝐨𝐫𝐞: https://bit.ly/ImproveCredit-Score
𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐂𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐨𝐫: https://bit.ly/Flow-Mortgage-Calculator
𝐆𝐞𝐭 𝐏𝐫𝐞-𝐀𝐩𝐩𝐫𝐨𝐯𝐞𝐝: https://bit.ly/get-pre-approved-here
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The opinions expressed herein are solely that of Alex Dunbar, not Real Broker or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these videos. This communication is not intended to cause or induce breach of an existing agency agreement.