Скачать или смотреть 27 December 2025 New AWESOME Law in India: ‘Sabki Raksha Bill’ Just Changed EVERYTHING

The recently passed Sabki Raksha Bill is a new law aimed at reforming the insurance sector in India. It introduces several major changes intended to expand insurance access, bring in more investment, and update older rules that were written many decades ago. The bill was passed in Parliament in late 2025 and is now moving toward full implementation.

One of the biggest changes in the bill is that it allows foreign companies to fully own insurance businesses in India. Earlier, they could only own up to a limit, but now they can invest up to 100%. The government believes this will bring more money, new technology, and better global practices into the Indian insurance market. Supporters say this could help the sector grow faster and reach more people, especially in smaller towns where insurance services are still limited.

The bill also gives stronger powers to the insurance regulator. The regulator will be able to act more strictly against companies that break rules or mistreat customers. It aims to make the insurance sector more transparent and hold companies accountable. Another feature is to make it easier for smaller or new insurance companies to start operating by lowering some capital requirements, which could increase competition.

There are also consumer-focused parts of the bill, such as measures for better awareness and protection of policyholders. The idea is to help people understand their rights and reduce cases where individuals buy policies without fully knowing the terms. The hope is that this will allow more ordinary citizens to trust insurance and consider it for financial security.

The Sabki Raksha Bill represents a major shift in how the insurance sector will function in India. It seeks to open the doors for more investment, modernize old laws, and improve protections for customers. While some believe it will strengthen the industry and expand coverage, others worry that too much foreign ownership could reduce Indian control. The real impact will become clearer once the changes start taking effect in the coming years.

Subscribe for more educational content and unlock knowledge every day with FactTechz!