Скачать или смотреть Moving to Chicago Suburbs: Take These 6 Steps

Are you thinking of making a move to the Chicago Suburbs? Take these 6 steps to help you make your transition to the suburbs of Chicago smooth, and stress-free.

🏠 Need Help Moving?
The Holup Niewinski Group - HomeSmart Realty
708-953-7485
[email protected]

Want to make a strong offer? Note these 10 areas:

Purchase Price
The seller is most concerned about how much money they will make with the sale of their home. This number directly impacts how much money they will get for the sale of their home.

Loan Type
Cash: No appraisal needed, close in 14 days.
Conventional. Close in 30 days. No appraiser-required repairs.

Seller prefers cash and conventional loans over VA & FHA Loans

VA: Seller may be required to make repairs.
FHA: Seller may be required to make repairs.

As-Is
The seller would prefer not to make any repairs before moving. Your home inspection is for informational purposes only.

Appraisal Gap
In the event you buy a home with a loan, and the appraiser values the home lower than the original purchase price, this is the amount you say you will pay in cash over the appraised value.

Down Payment
The amount of money you’re paying for the home up front. Minimum varies based on loan type. Higher down payments show the seller you are coming to the table with more cash which may help in the event of a low appraisal.

Earnest Money
A portion of your down payment is due as soon as you go under contract to negotiate the contract in good faith. Higher earnest money helps show how serious you are about negotiating.

Closing Date
Consider being flexible with your closing date to help the seller.

Post-Closing Possession
Also known as a “leaseback”. This is the amount of time after you close that you allow the seller to “rent the home” back.

Home Inspection Date
Tell the seller how soon you can get your home inspector in. Most contracts fall apart due to the inspection, so the sooner your inspector can be there, the sooner the seller can work with a serious buyer.

Lender
Working with a lender that is responsive 7 days a week is important. Having your lender call and introduce themselves to the listing agent can help the seller understand the strength of your pre-approval.