Скачать или смотреть Retirement Planning in SA 2025 – Four Key Decisions | Investonline Insights

Retirement is one of the most important financial milestones — and the decisions you make can shape your income, tax, and lifestyle for decades to come.

In this Investonline Expert Insights webinar, Directors Nick Brummer and Stuart Dyer unpack the four key retirement decisions every South African needs to consider and share a practical framework for planning with clarity and confidence.

Topics covered in this session:
00:00 Introduction
01:55 Retirement Webinar Agenda
02:55 South Africa’s Retirement Process
06:36 Retirement Lump Sum and Tax Calculation
08:46 Excess Contributions Explained
10:36 Key Factors in Your Lump Sum Decision
12:37 Living Annuity vs Life Annuity – The Core Choice
14:33 Living Annuity: Pros and Cons
16:45 Life Annuity: Pros and Cons
18:20 Converting a Living Annuity to a Life Annuity
19:07 Inflation and Your Annuity Decision
22:09 Benefits of Offshore Exposure
23:38 Offshore Investment Framework
25:57 How Investonline Can Help
28:30 Cash Flow Planning in Retirement
30:19 Building a Comprehensive Retirement Picture
31:52 Conclusion & Key Takeaways
33:46 Q&A – Can I invest my retirement funds offshore?
34:50 Q&A – At what age does a life annuity become more favourable?
37:12 Q&A – What are liquidity restraints in retirement?

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Disclaimer: This video is for educational purposes only and does not constitute personalised financial advice. Please consult with a qualified planner to discuss your unique situation.

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