Скачать или смотреть HDFC Biz Grow vs Biz First Credit Card - Which Business Card is Better?

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HDFC Biz Grow vs Biz First Credit Card — Which One Is Better for Your Business?

If you’re a small business owner or self-employed professional wondering whether to choose the HDFC BizGrow Credit Card or the HDFC Biz First Credit Card, this video breaks it down in simple terms.

Both cards are designed for small business owners with low joining fees and easy approval if you already have an HDFC account. In this detailed comparison, you’ll learn:

✅ HDFC BizGrow Credit Card benefits — including 2 CashPoints per 150 rupees on business expenses, 10X rewards on select categories, 40% travel savings through MMT MyBiz, dining discounts up to 20%, and cashback offers via SmartPay.
✅ HDFC BizGrow Credit Card reward points redeem options — earn and redeem points for statement credit, flights, hotels, or business catalogue rewards worth up to 0.30 rupee per CashPoint.
✅ HDFC Biz First Credit Card benefits — tiered reward rates up to 3 CashPoints per 100 rupees on EMIs, utilities, and electronics, plus SmartBuy BizDeals, SmartPay automation, UPI rewards, and dining discounts.
✅ HDFC Biz First Credit Card reward points redeem options — CashPoints redemption for flights, hotels, or catalogue rewards up to 0.20 rupee per point.

We’ll also look at insurance options, SmartBuy BizDeals, and upgrade paths from BizGrow → BizPower → BizBlack. You’ll see how BizGrow’s 10X bonus, higher redemption value, and travel discounts give better overall returns, while Biz First suits those with EMI or utility-heavy spending.

💼 Whether you’re managing regular business expenses, paying GST or utilities, or booking work trips — this guide will help you decide between HDFC Biz Grow vs Biz First Credit Card and find which one gives the best value for your company.

📌 Watch till the end to see which card helps you save more and earn better rewards every month.

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