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🏡 2026 Mortgage Rate Update - Affinity Home Lending
Interest rates are coming down and inventory is going up! Erik Waterman breaks down current mortgage rates for 2026 and what this means for Georgia homebuyers and investors.
📊 Current Rates (No Buydowns):
✅ FHA Loans: Mid-5% range
✅ VA Loans: Mid-5% range
✅ Conventional Loans: High-5% to Low-6% range
💰 With Seller Incentives/1-0 Buydown:

FHA: As low as 4.5%
VA: As low as 4.5%
Conventional: 4.99% - 5.99%

🏢 Investment Property Loans:

15-20% down payment options
DSCR loans for self-employed investors
Flexible qualification terms

⚡ Fast Closings: 15-17 day average on purchase loans

Ready to buy or refinance in 2026?
📞 Contact Erik Waterman (678) 463-5409
🌐 MariettaHomeLoans.com
🏦 Affinity Home Lending - Marietta, GA

Serving: Marietta, East Cobb, Atlanta Metro, Cobb County, Georgia homebuyers and real estate investors

Topics Covered:
#MortgageRates2026 #FHALoans #VALoans #ConventionalLoans #InvestmentPropertyLoans #GeorgiaRealEstate #MariettaGA #HomeLoans #RealEstateInvesting #FirstTimeHomeBuyer

About Erik Waterman:
Mortgage lending professional specializing in fast closings, competitive rates, and world-class service for Georgia homebuyers and investors.

DISCLAIMER: Rates subject to change. Not all borrowers will qualify. Contact for personalized rate quote.

📅 Video Published: January 2026