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Features of a Personal Loan offered by YES BANK

YES BANK offers customers personal Loan for Rs. 1 Lakh to Rs. 40 Lakh at attractive interest rates for tenure ranging from 12 - 72months. This long tenure period ensures you can choose when you wish to repay your loan amount and reduces pressure on your monthly budget. There are several features and benefits of personal loan offered by YES BANK, due to which they continue to be a top choice of customers:

· No need for collateral: while availing the loan.

· Flexibility in repayment options

· 1-minute in-principle approval: Customers can check their eligibility for a YES BANK personal loan in 60 seconds or less by using the personal loan eligibility One can also use YES BANK mPower Bot for 1-minute in-principle loan approval

· Quick disbursal of loan funds: Your funds will be disbursed in a matter of hours, ensuring they are available at moment’s notice for any emergencies such as medical payments

· Attractive interest rates: YES BANK offers one of the best interest rates available in the industry starting at merely 10.99%

· Transfer existing Loan: Customers also have the option of transferring their high-cost personal Loan from other banks or institutions at lower interest rates. Additionally, they can also acquire additional Top-up funding to add on to the loan during the same tenure

· Part pre-payment option: If customers have had a good financial month or just come across some extra funds, they have the option to choose to part pre-pay your YES Bank Personal Loan post 12 EMIs