Скачать или смотреть The Truth About Student Loan Interest Capitalization (From an Expert)

Panicking about capitalized interest on your student loans? You’re not alone.

In every workshop I’ve led with students and new grads and I’ve done over a thousand. This is one of the most common (and misunderstood) questions I get:

"How do I stop my interest from capitalizing?"

The truth? You can’t stop it and you don’t need to.

In this video, I break down:

What capitalized interest really means (and why it happens on federal student loans)
Why obsessing over it could actually hurt your student loan repayment strategy
How payoff borrowers should prioritize high-interest loans instead of chasing capitalization
Why capitalization has little impact on forgiveness, including Public Service Loan Forgiveness (PSLF) and income-driven repayment (IDR) plans
The smarter way to approach repayment, whether you’re paying off loans fast or pursuing forgiveness

If you’ve ever worried about how student loan interest works or felt confused by loan statements when repayment restarts, this video will give you the clarity and strategy you need.

Chapters:
00:00 Everyone Panics About Capitalization
00:45 What Capitalized Interest Actually means
02:16 What To Do If You're Paying Off Loans
03:45 What To Do If You're Pursuing Student Loan Forgiveness


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