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Certificates of Deposit (COD) in India Explained: Securitized Bank Deposits for Liquidity, Exams & Public Awareness (IGNOU MEC/MAEC Ready)
📜 Discover the COD framework for understanding Certificates of Deposit (CDs) in India! 🚀 These are securitized bank deposits that turn traditional deposits into tradable, liquid assets 💹—helping banks manage high credit demand when deposit growth slows. First introduced in 1989 🗓️, CDs are high-cost funding sources 💰 with every element—maturity, eligibility, issuance & regulation—strictly governed by the Reserve Bank of India (RBI) 🏦. Perfect for IGNOU MEC/MAEC, UGC-NET, UPSC & banking exams 📚, this mnemonic-based guide makes revision faster ⚡ while boosting public awareness about India’s money market 🇮🇳. Learn smarter. Score higher. Stay financially aware! ✨📈
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