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How to buy a house in Canada in 7 steps

Despite rising home prices, real estate is still an important investment for many Canadians, with many millennials still looking to own a home. While the 2020 economic downturn has put many home-buying plans on hold, the accompanying record-low interest rates have given others the perfect opportunity to buy their first home.

But how do you buy a house in Canada? If you’ve never done it before, you may not know where to start. The process of buying a home, whether it’s a fully-detached house, townhouse, or condo, doesn’t start when you call a realtor and arrange a viewing. Instead, it starts years before, when you decide that you’re ready to buy a home.

Here’s our step-by-step guide on how to buy a house in Canada. We cover everything from deciding whether you’re ready to become a homeowner, to getting your house keys.


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