Скачать или смотреть Is Rodent Damage Covered by Homeowners Insurance?

Are you concerned about rodent damage to your home and whether your homeowners insurance will cover the costs? This video breaks down what you need to know about common pest issues and your policy. Discover the surprising nuances of home insurance coverage when it comes to unwelcome furry intruders.

In this essential guide to protecting your home and finances from pests, you'll learn:
► Most standard homeowners insurance policies typically exclude damage caused by rodents and other pests due to it often being considered a preventable maintenance issue.
► Coverage might extend to certain indirect damages, such as a fire caused by rodents chewing electrical wires, but the primary pest damage itself remains excluded.
► Understanding the difference between sudden, accidental damage (potentially covered) and damage from neglect or lack of maintenance (almost always excluded) is crucial for filing a claim.
► Proactive pest control and regular home maintenance are your best defenses against costly, uncovered rodent damage.
► Always review your specific policy language and speak with your insurance provider to understand your exact coverage and exclusions regarding animal and pest damage.


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