Скачать или смотреть Health Insurance Subsidy Expires and It's Becoming a Burden on Insurance Holders — This Is Why

2026 ACA Health Insurance Premiums Are Rising by Over 100%
Millions Lose Subsidies as Affordable Care Act Costs Surge
Why Health Insurance Just Got More Expensive in 2026

ACA premiums for subsidized enrollees are rising by an average of 114% in 2026, according to healthcare research nonprofit KFF, after enhanced tax credits expired on January 1, 2026.

More than 20 million Americans who relied on Affordable Care Act subsidies are now facing immediate premium increases, higher deductibles, and rising out-of-pocket costs as pandemic-era support officially ended.

The expired subsidies previously capped insurance costs at 8.5% of income, allowed many low-income enrollees to pay $0 monthly premiums, and expanded eligibility to middle-class households for the first time.

This change affects Americans who don’t receive employer-sponsored insurance and don’t qualify for Medicaid or Medicare — including self-employed workers, small business owners, farmers, ranchers, and gig workers.

Despite political pressure, a government shutdown, and last-minute negotiations, Congress failed to extend the subsidies before their expiration, leaving millions exposed at the start of a high-stakes election year.

In this video, I break down the data behind the ACA price hikes, why political efforts collapsed, who is being hit the hardest, and what these changes mean for health care affordability going forward.

🔥 Inside this video:
✅ The exact ACA subsidies that expired in 2026
⚡ Why average premiums are jumping by over 100%
🏥 Which income groups are most affected
📊 Verified data from healthcare research and reporting
🚫 No speculation — only facts, figures, and policy reality

If your health insurance suddenly became unaffordable, this breakdown explains why the increase was sudden, severe, and nationwide.

👇 Watch till the end — the final section explains what lawmakers may still attempt next and why relief is far from guaranteed.

Disclaimer: This video is for informational and educational purposes only and does not constitute legal, medical, or financial advice. Health insurance rules vary by state and individual circumstances.

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