Скачать или смотреть Why You Never Need More Than $5 Million (The Math)

Is the idea that you need $10 million or $20 million to retire comfortably a lie?

In this video, Signal & Capital breaks down the real-world math on high-net-worth spending to answer the ultimate question: How much is truly enough?

We analyze data comparing the spending habits of those with $10M versus $100M in net worth. The results are shocking: lifestyle costs eventually hit a "ceiling," meaning money earned beyond a certain point stops buying additional happiness.

Using realistic monthly burn rates ($15k - $25k/mo), conservative withdrawal strategies, and the often-overlooked power of Social Security, we prove why $5 Million is likely the only number you need to live a top-tier, luxury retirement.


In this video, we cover:

👉Why the "ultra-wealthy" lifestyle costs less than you think.

👉The "Spending Plateau": Why spending levels off at $25k/month,

👉The Math: Calculating the exact portfolio size for a $300k/year lifestyle,

👉Early Retirement Strategy: How to build a "Bridge" fund to retire at 55.

👉Why chasing $10M+ might be wasting years of your life.

Stop letting fear-based financial advice dictate your goals. Let's look at the data.

#RetirementPlanning #FinancialFreedom #SignalAndCapital #NetWorth #EarlyRetirement #FIREmovement #PersonalFinance



Disclaimer: I am not a financial advisor. The content in this video is for entertainment and educational purposes only. Please consult a professional before making any financial decisions.