Скачать или смотреть First Responder Finances Episode 5: The Overtime Trap

We're talking about the true cost of overtime—not just in dollars but also in health, relationships, and long-term financial freedom.

You’ll learn:

How to calculate your true hourly rate after taxes and life expenses

Why overtime can create financial vulnerability, not stability

The non-financial costs that affect your health, family, and career longevity

Budgeting strategies that help you break free from the OT trap


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