bajaj 3 lakh personal loan for 3 years | bajaj finserv personal loan EMI calculator | interest rate

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Types of Bajaj Finserv Personal Loan
Travel Loan – To meet the travel expenses including hotel bookings, flight tickets, etc.
Wedding Loan – To meet the wedding expenses or honeymoon expenses
Loan for Medical Emergencies – To meet the planned and unplanned medical emergencies. Select existing customers of Bajaj Finserv can avail pre-approved personal loans for medical emergencies.
Dent Consolation Loan – Consolidate different types of debts, including loans and credit cards, to manage the installments
Loan for Higher Education – To meet the expenses of your child’s higher education including course fees, hostel charges, travel expenses, etc.
Home Renovation Loan – Instant personal loan to meet the expenses related to home renovation and repair
Loan to Purchase Used Cars – To fund the purchase of a second hand car

Eligibility Criteria or Bajaj Finserv Personal Loan
For Salaried Applicants
Age: 21-67 years
Nationality: Indian
Profession: MNC/Public/Private company
CIBIL Score: 750 or higher
Minimum Monthly Salary: Rs 22,000
For applicants from cities like Bangalore, Pune, Mumbai, Delhi, Ghaziabad, Noida, Thane, Chennai, Coimbatore, Hyderabad, the minimum monthly income is Rs 35,000
For applicants from Ahmadabad, Kolkata, the minimum monthly income should be Rs 30,000
For applicants from Jaipur, Nagpur, Chandigarh, Cochin, Surat, the minimum monthly income should be Rs 28,000
For applicants from Lucknow, Goa, Vizag, Bhubaneshwar, Nasik, Indore, Baroda, Aurangabad, Bhopal, Madurai, Mysore, Kolhapur, Jamnagar, Trichy, Jodhpur, Calicut, Raipur, Rajkot, the minimum monthly income should be Rs 25,000
Applicants from Junagarh, Hassan, Balangir, Gandhidham, Godhra, should have a minimum monthly income of Rs 22,000
For Self-Employed Applicants

Age: 24-70 years
Nationality: Indian
Credit Score: 750 or higher
Business vintage of at least 3
Click here to know more details on Bajaj Finserv Personal Loan Eligibility

Documents Required for Bajaj Finserv Personal Loan
Key documents that are required while applying for a personal loan with Bajaj Finserv are as follows:

For Salaried Applicants

KYC Documents
Salary slips for last 2 months
Employee ID card
Bank account statement for last 3 months
For Self-Employed Applicants

KYC Documents (PAN Card, Aadhaar Card, Passport, Voter ID, Driving License)
Proof of business ownership
Other Financial Document
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