Call now 251-285-4622. With foreclosures as high as they are and with job losses and the resulting damage to personal credit off the charts, more people than ever have damaged credit but who still need and want a home of their own.
No matter what your reason, if you are unable to qualify for a loan, we can help you get into a home, at today's price, without hassle and without needing bank financing.
How We Can Help:
We are real estate investors that specialize in creating win-win situations for sellers and buyers. When we sell on 'terms' and don't require the buyer to get bank financing, we create opportunity for people who are unable to secure bank financing . . . a rare opportunity. If you want a home of your own, at today's low pricing, call us at 251-285-4622 or go to our website at renttoownportcity.com.
For most people, buying home is the single largest investment you will ever make. Sometimes, however, many people just do not have the ability to purchase a home because of closing costs, the down payment, or the credit score necessary to get a mortgage. If you fall into this category, take hope. A rent-to-own property in Mobile, AL allows you to rent a home for a period of time while you are solving the problems you have now.
Advantages to Tenants:
Rent-to-own situations can be structured to fit your needs. Terms can be quite flexible to suit the renter. However, the renter usually needs to put up a non-refundable option fee to initiate the rent-to-own contract. The terms usually include the time frame, the initial fee, and the price of the property.
This option allows renters to build income as well as increase their credit score while simultaneously living in the rental property.
If real estate values are increasing, buyers can lock in a purchase price at today's value and receive instant equity at the time the home becomes theirs at a later date.
In a rent-to-own purchase arrangement, renters benefit by gradually working into homeownership without breaking their monthly budget. In Mobile, AL, rent-to-own agreements also allow the home buyer to avoid property taxes and large down payments while already living in the home. A wide variety of types of homes can be found with the rent-to-own option
Advantages to the Landlord:
Some of the benefits of renting your home as a rent-to-own property are pretty much the opposite as the benefits of a renter. For example, if real estate is decreasing, homeowners can receive a higher selling price by locking it in at the start of the lease. Tenants who are renting to own your home will almost always treat the property better than renters because at some point in time, the property becomes theirs.
If the future homeowners default or back out of the rent-to-own agreement, you still receive monthly rental income received during the time frame they lived in the home.
Another huge benefit is that homeowners nearing foreclosure can use the rent they receive from the future homeowners as a means to pay their existing mortgage.
What makes or breaks a successful rent-to-own agreement is that the tenants are involved in the contract. As long as the tenants can make the payments on the home as agreed to in the contract, very few downsides will occur.
Recent Rent to Own Information:
The rent to own in Mobile, AL, offers homeownership opportunities to consumers who can't qualify for a loan from any source. Rent to own plans can be structured in such a way that both parties benefit.
Rent to own ... (is) simply a response to the local housing market and credit crisis many Americans are facing.
Your First Step:
Your first step toward your new home is to call us at 251-285-4622 or go to our website at renttoownportcity.com. We help people with damaged credit into a home of their own at today's bargain pricing and without requiring you to qualify for bank financing.
No matter what's happened in your life--divorce, bankruptcy, foreclosure, short sale, unpaid credit cards, auto repo, medical bills--you name it, we can work with it.
All that is required of you are a reasonable down payment and the willingness and ability to care for and maintain a home of your own. Plus, unlike banks, we don't care where your down payment comes from.
We understand that many of our clients have come through a tough stretch, and need time to recover, rebuild, and heal. If that's you, then our 'no bank needed', rent to own program may be just what you've been looking for.
Let's face it: housing prices will not be where they are today forever. So NOW is the time to get back in the game and start the building process.
Call 251-285-4622. 30.69537 -88.06873
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