Скачать или смотреть Medicare Supplement Plan G vs Plan N: Copays, Excess Charges & Break-Even (Chad Watkins)

Plan G covers everything but the Part B deductible. Plan N is very similar; there’s a $20 copay per doctor visit and a $50 copay for the emergency room. Plan N also does not cover the Part B excess charge. You can calculate the break-even point by taking the premium for Plan G, subtracting the premium for Plan N, multiplying by 12 months, and dividing by the $20 copay. If you ever need physical therapy, those $20 copays can add up. Some people stick with Plan G so they don’t feel nickel-and-dimed.

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