Скачать или смотреть Customizing Premium Payments | Limited Pay in term insurance | Beshak

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In today’s episode of Beshak Term Guide, we will discuss yet another decision that you’ll have to make while purchasing your term insurance plan - customizing premium payments. Usually, in a term insurance plan, you will pay premiums until the end of the term, post which your policy will expire.

However, there are some of us who want to get done with the responsibilities of the payments quickly, in our early years. This can be the case if you’re likely to have an unstable income in the future, or simply want to pay off all premiums before retirement and enjoy the cover for a longer term. There are opportunities to do this, through a customization feature called Limited Pay or limited premium term plan. Using Limited Pay - you can unburden yourself of all the premium payments early in life.

So, here comes Insurappa, your friendly neighborhood Insurance hero to help you understand all about how you could make the most of limited premium paying term policies, if they are even right for you. Further, we go into the NPV calculations involved in paying off the premiums quickly - and whether (or not) it makes sense from a purely monetary standpoint.

If you have been thinking about buying term insurance but have been delaying it, then do check out this guide, for all your doubts.

#limitedpay #terminsurance #payment #personalfinance

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