Скачать или смотреть Beyond the Paycheck Ep.1: Our Honest Take on Margin Investing

Beyond the Paycheck is a finance and investing podcast hosted by Leon (25) and JJ (23), where we talk openly about money, income investing, long-term growth, and the mindset behind building wealth in your 20s. No gurus, no hype — just real conversations and real experiences made easy to understand.

In Episode 1, we focus on margin investing — what margin is, how it works, and how we personally think about using it in our own portfolios. We share our thoughts, approach, and mindset around margin, including how we view leverage, risk, and discipline when borrowing to invest.

This episode is meant to be a clear, practical introduction to margin from two young investors navigating the markets in real time.

Chapters:
03:07 Podcast start
05:17 Leon's margin journey
08:14 Leon's margin holdings
18:18 Hedged vs unhedged funds
25:20 Leon's non-registered holdings
26:53 MSTE on margin?
29:38 Buying on margin vs cash account
35:15 How to repay your margin
35:55 Withdrawing margin?
37:04 Our thoughts on debt
38:17 Future snowbirding?
43:38 JJ wants to use margin forever
44:25 Student loans
48:22 Filing own taxes on Wealthsimple
50:00 Margin vs loans
51:55 JJ's margin journey
52:42 Think like the wealthy
54:17 The world is run on debt
55:13 Leon's current margin strategy
56:04 Side hustles, self-employment and tax benefits
1:00:42 Leon's current long-term margin plan
1:02:16 No interest student loans
1:04:19 Why BIGY + SDAY on margin
1:10:58 JJ plans to swap out USCL?
1:19:16 Final thoughts on margin and this episode

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Disclaimer: This video is for entertainment and educational purposes only. I’m not a financial advisor. Always do your own research or consult a registered professional.