Savings Account vs Liquid funds | Liquid Funds क्या है | Liquid Funds explained in Hindi

#savingsaccount #liquidfund #investyadnya #yia

00:00 Introduction
01:17 Difference #1
02:11 Difference #2
03:08 Difference #3
03:37 Difference #4
06:01 Difference #5
06:43 Difference #6
07:19 Conclusion

Wondering whether to invest in a liquid fund instead of keeping away your excess cash in a tried-and-true savings account?

Saving accounts give you low returns but it’s likely you are reluctant to invest this money in higher-yield options in case you may need it in the near future. FDs may offer higher returns, but very low flexibility. But should the need for flexibility really force you to compromise on returns to an extent that you are forced to be content with a 4% interest rate when you could get 7-8%.

Liquid funds might just be the solution that you are looking for: an option that gives you liquidity (as the name suggests) but also good returns. Most liquid funds do not have an exit load, so you can have your money with 1 working days from the point you decide to cash the funds. Please watch the video for detailed comparison from returns, taxation, risk and liquidity perspective.

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