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Are you planning to open a current account in Sri Lanka? This video is your complete guide to current accounts, cheque transactions, cheque returns, overdraft (OD), and the difference between current and savings accounts. Perfect for business owners, entrepreneurs, and anyone who wants to understand banking in Sri Lanka.

What you’ll learn in this video:
What is a current account and how does it work?

Current account vs savings account – key differences

What is OD (Overdraft) in Sri Lanka and how to use it

Cheque handling, cheque returns, and bounced cheque issues explained

Best banks for current accounts and savings accounts

How to create a current account (step-by-step)

Benefits of personal and business current accounts

Video Chapters:
00:00 - Introduction
01:05 - What is a Current Account?
03:25 - Current Account vs Savings Account
05:50 - Cheques and Overdraft (OD) in Sri Lanka
08:10 - Cheque Returns and Bounced Cheques – Risks & Penalties
10:00 - Best Banks for Current Accounts
12:30 - How to Open a Current Account
14:50 - Benefits for Business and Personal Use
16:30 - Final Tips & Summary

By the end of this video, you’ll know how to manage your current account, avoid cheque returns, and make smarter decisions about your business and personal banking needs.

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Disclaimer: The Bank is a digital media platform and not a licensed financial institution or banking service provider. We do not accept deposits, offer loans, provide investment advice, or engage in any regulated financial activities. All content shared through our videos, posts, and articles is created solely for educational, informational, and awareness purposes. While we strive to provide accurate and up-to-date information, viewers are encouraged to verify details with official sources and consult qualified professionals before making any financial decisions. The Bank assumes no responsibility or liability for any loss or damage resulting from reliance on the information presented.

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