Скачать или смотреть Michael Houg: Expert Mortgage Advice for First-Time Homebuyers

Buying your first home can feel overwhelming, but the right mortgage advice can make all the difference. In this conversation, Michael Houg, a seasoned mortgage broker from Plymouth, Minnesota, shares expert insights with Dylan Motto, with Dennis Yu also present.

Michael breaks down the key steps first-time buyers should take, including how to build strong credit for better mortgage rates, determining an affordable price range using the 28/36 rule, and creative ways to save for a down payment. He also explains why working with a mortgage broker instead of a bank can lead to better loan options and lower interest rates.

If you're thinking about buying a home, this discussion will help you prepare and make smart financial decisions.

To learn more, visit https://dennisyu.com/michael-houg-exp...

0:00 - Introduction: First-Time Homebuyer Questions
0:08 - Why Building Credit Early Matters
0:41 - How to Determine Your Home Price Range
2:00 - Creative Ways to Save for a Down Payment
2:39 - Managing Student Loans and Mortgage Eligibility
3:36 - When Should You Buy Your First Home?
4:30 - Where to Start Learning About Home Buying
5:13 - Why Work With a Mortgage Broker Over a Bank?
6:13 - Will You Work Directly With a Broker?
6:40 - Michael Houg’s Expertise in First-Time Homebuyers
7:05 - Special Programs for First-Time Buyers
7:30 - Final Thoughts and Advice