Скачать или смотреть Protecting Retirement Income: How much can you take OUT?

Generally, you should plan to have a sustainable withdrawal rate – 4% is a good place to start but it could be a little higher if you plan to retire near 70 or it should be lower if you plan to retire near 60. Sometimes it’s good to have a dynamic withdrawal plan based upon market conditions. For example, if the stock market is having a good year, you may be able to withdraw more than 4%. Likewise, in a falling market you may want to withdraw less than 4% to better preserve your portfolio.

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