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#USDA Loan Closing Costs: How to Get Them Paid For (Zero Down Strategy)

USDA loans are known for 0% down, but that does NOT mean there are no closing costs.

In this video, I explain what USDA loan closing costs are, why they exist, and how you can get most (or all) of them paid for so your USDA loan is as close to a no-money-out-of-pocket loan as possible.

You’ll learn:
– What closing costs are on a USDA loan
– Why USDA is the most flexible zero-down loan program
– How USDA allows closing costs to be rolled into the loan when a home over-appraises
– How seller-paid closing costs work and why they’re common with USDA
– What expenses you’ll still pay out of pocket and how small they usually are

If saving money is the biggest thing holding you back from buying a home, this USDA strategy can be a game-changer.

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Need help figuring out if a USDA loan is right for you or how close you are to buying?
Book a free strategy call here: [https://talkwithbayou.com](https://talkwithbayou.com)

Channing Moore
Owner, Bayou Mortgage
NMLS # 1845349
NMLS # 1235512
Call or Text: (337) 476.2623
113 Williamsburg
Lake Charles, LA 70605
Bayou Mortgage is an Equal Housing Lender. All loans subject to credit approval and underwriting guidelines.