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Скачать или смотреть Is IUL a Scam or a Smart Strategy

  • CVAF Insurance
  • 2025-10-08
  • 155
Is IUL a Scam or a Smart Strategy
IULIndexed Universal LifeIs IUL a scamIUL explainedBank owned life insuranceBOLIWhy banks use life insuranceCash value life insuranceFloor and capParticipation rateDownside protectionS&P 500 index creditingNot invested in the marketTax advantaged growthPolicy loansWithdrawalsOverfunded IULHigh cash valueCost efficient designPolicy designLiquidityRetirement strategyMyth vs factCVAF InsurancePolicy to Profit
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Описание к видео Is IUL a Scam or a Smart Strategy

If Indexed Universal Life were a scam, why do many banks hold bank-owned life insurance for stable reserves, and what does that tell you about how cash value can work when a policy is designed correctly? In this Short, I clarify that IUL is not the stock market, interest is credited based on an index such as the S&P 50,0 while your money is not directly invested, floors and caps can limit downside and set expectations for upside participation, and charges exist, which is why cost-efficient design and proper funding matter. When structured well, IUL can offer tax-advantaged growth with access through loans and withdrawals while maintaining a death benefit for your family.

Want to see a design tailored to your goals? Book a consultation: https://cvafinsurance.com/talktochris


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Disclosure: Not tax or legal advice, loans and withdrawals reduce cash value and death benefit until repaid, suitability varies by client, carrier, funding, and design.

#IUL #IndexedUniversalLife #BOLI #LifeInsurance #CashValue #WealthBuilding #FinancialPlanning #BusinessOwners #LegacyPlanning #CVAFInsurance #PolicyToProfit

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