Скачать или смотреть Credit Inquiries - Hard Pull vs Soft Pull & How it affects my Credit

There are two types of Credit Inquiries... Hard Inquiries and soft credit inquiries - learn the difference now! https://CreditCEO.com/

Hard Credit Inquiries happen when you are applying for credit from a lender. These inquiries stay on your credit report for 24 months (2 years) from the date it happens. These inquiries can potentially lower your credit score for 12 months if you have numerous inquiries. The reason these look risky is because you are applying for credit, so too many applications makes you look bad.

Soft Inquiries - These happen when you are checking your own credit, applying for insurance, getting a background check, etc. These do not report on your lenders credit report and others can't see these inquiries. They do not affect your FICO Credit Scores.

If you want to learn more about credit scores, inquiries or improving your credit, please visit our website: https://CreditCEO.com/