Скачать или смотреть IT FROZE: Home Sales Just Hit Zero And The Collapse Has Started

🏠📉 The housing market didn’t slow down. It froze.

Behind the headlines and optimistic narratives, a silent collapse is unfolding across residential and commercial real estate. Sales have vanished in entire cities, affordability has broken down at a mathematical level, and credit is tightening as banks quietly retreat. What looks like a temporary pause is, in reality, a structural failure driven by interest rates, insurance withdrawal, rising taxes, and debt that no longer makes sense.

🏦🏢 Empty office towers are no longer just a downtown problem. Their losses sit on bank balance sheets, contaminating residential lending and accelerating a vicious cycle of falling prices, frozen credit, and forced sales. At the same time, short-term rental empires are cracking, HELOC debt is detonating household balance sheets, and construction is grinding to a halt, pulling the real economy down with it.

📊💰 As individual owners are squeezed by math and circumstance, institutional capital waits patiently. Cash buyers, algorithms, and investment funds step in where families cannot, reshaping ownership into dependency. What’s happening is not chaos. It’s an orderly transfer, executed through policy, arithmetic, and timing.

🌍🔁 This is not just one country’s story. From North America to Europe and Asia, the same pattern repeats. The era of cheap money ended. The bubbles inflated by it are deflating simultaneously. And what replaces them will define how people live, rent, work, and survive in the decades ahead.

This is not fear. This is structure revealing itself.