Скачать или смотреть How Mortgage Rates Really Work in Canada | VREP Highlights

Most people think mortgage rates instantly change when the Bank of Canada adjusts its overnight rate, but that’s not the full story. In this episode of the Vancouver Real Estate Podcast, we sit down with mortgage expert Kyle Green to unpack how mortgage rates are actually set, the role of the bond market, and whether you should be locking into a 3-year or 5-year fixed rate in today’s market.

If you’ve ever wondered why your fixed mortgage doesn’t move with the Bank of Canada, or what the bond market has to do with your monthly payment, this episode is for you.

👉 We also touch on what this means for Vancouver buyers, sellers, and investors looking at everything from detached homes to Skytrain condos.

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