Скачать или смотреть 📢 Fixed Indexed vs. Variable Annuities: Which One is Right for Your Retirement? 🚀

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At Diversified Insurance Brokers, we specialize in helping individuals secure guaranteed growth, tax-deferred accumulation, and financial stability through customized annuity solutions. Understanding the differences between fixed indexed annuities and variable annuities is essential for making an informed decision about your retirement income strategy.

✅ In this video, we’ll cover:

What is a Fixed Indexed Annuity? Learn how it provides market participation with downside protection
What is a Variable Annuity? Explore how it offers higher growth potential but comes with market risk
Principal Protection vs. Market Exposure—how fixed indexed annuities safeguard your funds, while variable annuities fluctuate with the market
Growth Potential—how fixed indexed annuities use interest crediting strategies like caps, spreads, and participation rates, and how variable annuities allow direct investment in mutual fund-like subaccounts
Risk Comparison—why fixed indexed annuities offer moderate, stable growth, while variable annuities expose you to market ups and downs
Fees & Costs—fixed indexed annuities have lower fees, while variable annuities come with higher costs, including investment management fees, mortality and expense charges, and administrative costs
Liquidity Options—how both annuity types provide penalty-free withdrawals, with differences in surrender charge schedules
Death Benefit Options—how beneficiaries receive payouts and why fixed indexed annuities may offer greater predictability
Which Annuity is Right for You?—Understanding your risk tolerance, retirement goals, and income needs
🎯 Need help choosing the right annuity for your retirement?
Contact Diversified Insurance Brokers today to explore whether a fixed indexed annuity or a variable annuity aligns with your financial goals and retirement security.

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