Скачать или смотреть Who Pays for Your Rental Car After a New Mexico Crash?

Wondering who’s supposed to pay for your rental car after a New Mexico accident?
For drivers in Albuquerque, Santa Fe, and across the state, the answer depends on who’s at fault and what coverage each driver has.
Here’s how it works:
👉 If the other driver is at fault:
Their insurance should pay for your rental — but they may delay or challenge liability to avoid paying quickly.
👉 If you’re using your own policy:
Rental reimbursement is optional in New Mexico, so you must have the coverage before the crash.
👉 If liability is unclear:
You may have to start the rental through your own insurance and get reimbursed later.
👉 If the at-fault driver has no insurance:
Your uninsured motorist property damage may help, depending on your policy.
Insurance companies in New Mexico often try to limit rental days or push you into the cheapest vehicle available. Knowing your rights helps you avoid paying out of pocket and keeps you mobile while your car is repaired or declared a total loss.
If your rental is being delayed or denied — or you’re also dealing with injuries — a New Mexico accident lawyer can help protect your rights and move the process forward.

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