Скачать или смотреть How much can I afford to borrow for a mortgage? (And what will I even qualify for??)

In this video, Matt discusses the common question of how much one can afford to borrow for a mortgage. He emphasizes the importance of getting pre-approved, even a year ahead of purchasing, and explains the factors that influence mortgage affordability, such as interest rates, income documents, and credit checks. Matt provides rough calculation methods for estimating your mortgage qualification and highlights the significance of knowing both the front-end and back-end ratios in mortgage qualifying. For precise numbers, he recommends consulting with a mortgage broker.

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00:00 Introduction: How Much Can I Borrow?
00:13 The Importance of Pre-Approval
00:56 Estimating Your Mortgage Payment
01:25 Understanding Mortgage Qualifying Ratios
02:45 Calculating Your Target Payment
03:07 Conclusion: Get a Clear Number