Скачать или смотреть The Hidden Forces Driving Interest Rates & Market Volatility | The Financial Commute (Ep. 123)

On this week's episode of THE FINANCIAL COMMUTE, host Chris Galeski welcomes Chief Investment Officer Meghan Pinchuk to discuss interest rates, the hidden forces behind them and their impact on the economy.

Here are some key takeaways from their conversation:

While many perceive current interest rates as extreme, they are in line with long-term historical averages.

Despite Fed rate cuts in 2024, long-term rates (like the 10-year Treasury yield) rose, making mortgages and loans more expensive.

The Federal Reserve influences short-term rates, but the bond market determines longer-term rates based on inflation expectations, supply and demand, and debt levels.

The U.S. must refinance trillions in debt in 2025 at higher rates, increasing borrowing costs and potentially driving yields higher.

Meghan explains that one way to manage high debt levels is to let inflation run slightly high, effectively reducing the value of the dollar over time.

While new government efficiency efforts sound good, most spending is non-discretionary (like Social Security and defense), making meaningful cuts challenging.

Morton Wealth is prioritizing private lending and floating-rate investments, which provide strong returns without depending on interest rate movements.

While markets remain unpredictable, Chris and Meghan stress the importance of avoiding speculation, focusing on solid fundamentals, and being prepared for multiple economic scenarios.

Subscribe to receive new episodes of THE FINANCIAL COMMUTE to your inbox each week: https://mailchi.mp/mortonwealth/the-f...

Interested in learning more about our investing and planning advice?

Schedule an introductory call with an advisor: https://www.bit.ly/mortonintroductory...

Or visit our website to learn more: https://wwww.mortonwealth.com

The information presented herein is for educational purposes only and is not intended to constitute financial advice. The views and opinions expressed by the speakers are as of the date of the recording and are subject to change. These views are not intended as a recommendation and should not be relied on as financial, tax or legal advice. It should not be assumed that Morton will make recommendations in the future that are consistent with the views expressed herein. The private investment opportunities discussed are available to eligible clients and can only be made after the client’s careful review and completion of the applicable Offering Documents. Each investment opportunity is unique, and it is not known whether the same or similar type of opportunity will be available in the future. Morton makes no representations as to the actual composition or performance of any asset class. Past performance is no guarantee of future results. You should consult with your attorney, finance professional or accountant before implementing any transactions and/or strategies concerning your finances.

#interestrates #thefed #investormindset #investing ​