Скачать или смотреть Arman Vs Spandana Vs Muthoot MFin Vs CA Grameen| How To Play This Microfinance Cycle?

Q4FY25 Result & Concall analysis on Arman Financials, Spandana Sphoorty, and Muthoot Microfinance.











Timestamps:
00:00 - Intro
00:49 - Spandana Sphoorty
01:49 - CEO Resignation
02:57 - Positives For Spandana Sphoorty
03:13 - Growth Guidance For FY26
05:24 - Scope For Re-rating
06:22 - Muthoot Microfinance
06:58 - Medium-term Vision For AUM Mix
08:10 - Underperformance On Credit Cost Guidance
08:29 - AUM Growth Guidance For FY26
09:09 - ROA & ROE Guidance
10:13 - Credit Cost Guidance
11:17 - Scope For Re-rating
12:03 - Arman Financials
12:14 - Excellent Strategy Of Arman
12:34 - Performance Of Microfinance Book
13:04 - An Excellent 10 Years+ Track Record Has Been Maintained
13:42 - Why Does Arman's Stock Command a Premium in the Market?
14:40 - Growth Guidance
15:41 - Insights From The Concall
17:35 - Started Following A High OPEX Model
19:46 - Scope For Re-rating
20:50 - CA Grameen Q1FY26 Business Update
23:35 - Scope For Re-rating
24:20 - ROE Guidance
25:28 - Conclusion on All 4 Players
28:58 - How Can We Play the Microfinance Cycle While Managing Risk?