Money Monday 35: Should I go back to school? -$14,879

Should I go back to school? Do I need a budget?
More Money Mondays/ Finance Fridays: https://goo.gl/1hjvR8
Subscribe! - https://goo.gl/WuplNj

Questions asked:
Kaelin
Hi BG, I have a dilemma and I need some guidance. We have been renting our place for 11 years. We are a family of 6 and live in a very small town. Our landlord is elderly and she is looking to sell our place. We have the option of buying it. We would need to pay $1538.46 a month, which is doable but we would have to be very strict for the next 13 months with ourselves. My problem is we have some debt, some funeral bills, medical bills and credit cards that I feel like I should be working on those getting paid off but I also want to pay the house off in 13 months just not sure what the right thing for my family is. We could move and rent for a lot cheaper than the house payment and pay off the debt, but I am not sure if I could find a place that would allow our fur babies and I am not willing to part with them. Any advise??PS love love love your videos

Deborah Chen
I have been trying to create a budget or at least keep track of where my money is going for a good while now but it's been a difficult task. I'm currently choosing/welcomed to/encouraged to live at home with my parents whilst working for our family business at a restaurant. So I don't have any bills to pay and majority of my meals are free. The only places that my money tends to go is majority to savings, eating out, and just a bit of personal spending when I feel like it. So should I continue to try and create a budget or should I lay back and save what I've been saving? I make a pretty decent amount considering my occupation and am currently saving for a downpayment on a house and possibly a wedding as well. Thank you BG!

jlm1254
WWBGD?? I have less than 10,000 left in student loan debt from my associates degree than I am currently snowballing. I am considering going back to school for one year to become an LPN. This school costs around $15,000. I have a family so we also have my husbands student loans. After graduating from this school I would likely make around $18 - $20/hr in my area. My husband earns a great living and we can live off of just his income once I graduate and put all of my earnings towards the loans. Is it worth it to take out $15,000 more in student loans? We are 28. Also, I can currently do nothing with the associates I have now.

Donna C. 4 days ago
Do you ever use checks? Do you ever use a check register or do you just keep receipts for the debit card and any checks you write if any?


Things I recommend/ use:
CapitalOne360 (for interest-bearing sinking funds!): https://goo.gl/OmofCR
Deals2Meals (for price-matching groceries!): http://goo.gl/hTG4Bu

P.O. Box: Budget Girl P.O. Box 1231 Mena, AR 71953
Facebook:   / budgetgirlyoutube  
Instagram:   / gobudgetgirl