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What Does Loan to Value Mean? Explained Simply!
In this video, we explain the concept of Loan to Value (LTV) in simple terms! 🏡 Whether you’re looking to buy a home, refinance, or just curious about the mortgage process, understanding LTV is crucial. LTV is a ratio that compares the amount of your loan to the appraised value of the property. Lenders use this to assess the risk of a loan and determine if you qualify for certain mortgage rates or terms.

We’ll break down how LTV impacts your mortgage approval, interest rates, and the size of your down payment. This video will help you understand why LTV is so important when securing a home loan and how it affects your financial decisions.

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