Скачать или смотреть Members First Platinum Rewards Card Review 2025 | Worth It or Leave It?

Earn more on everyday essentials while keeping costs low with the Members First Visa Platinum Rewards card, offering 2% cash back on groceries and gas and 1% back on all other purchases with no annual fee. With a low APR starting at 8% after the introductory period, it’s more forgiving for occasional balances than many competing options. Credit limits from $500 to $50,000 make it flexible enough for both new cardholders and experienced borrowers, and its rewards on common purchases can steadily add up. However, membership in Members First Federal Credit Union is required, late payment fees can reach $37, and even a lost card replacement comes with a $10 charge. While perfect for those who spend heavily on gas and groceries, its limited bonus categories mean some may miss out on bigger earnings elsewhere. The question is—does its simplicity make it the ultimate everyday card, or is there a catch hidden in plain sight?

Pros:
No annual fee
2% cash back on groceries and gas
1% cash back on all other purchases
Low APR starting at 8% after intro period
Flexible credit limits from $500 to $50,000

Cons:
Membership requirement with Members First Federal Credit Union
Late payment fees up to $37
$10 fee for lost card replacement
Rewards limited outside of gas and grocery categories

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