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Consumers in the United States and the United Kingdom can take advantage of the personal loans made available by Avant Credit, which is a financial technology company.

The year 2012 marks the beginning of operations for the corporation, which currently operates out of Chicago, Illinois.

Consumers are able to apply for loans through an online platform operated by Avant Credit, and a decision about their application is sent within minutes.

In order to assess the creditworthiness of applicants and establish whether or not they are qualified for a loan, the organization makes use of a unique algorithm.

The majority of Avant Credit's loans are considered to be unsecured, which indicates that the borrower is not required to provide any form of collateral in exchange for the money they borrow.

The interest rates on the company's loans are fixed, and the loan repayment terms might be as long as five years.

Since its inception, Avant Credit has provided funding for over $8 billion worth of loans to more than 600,000 different consumers.

The company has been recognized for its creative use of technology in the lending industry, and in 2015 and 2016, Forbes included the company on its list of America's Most Promising Companies.