Скачать или смотреть 5% Retirement Spending is Too Much! Actual Results with Vanguard Balanced Fund. Ethan S. Braid, CFA

Many investors think they can spend 5% of their portfolio in retirement. A 5% withdrawal adjusted for inflation can cause you to run out of money during retirement. Decreasing your withdrawal to 4% or even 3% can make a huge difference in the long term success of your retirement plan. In this video I review actual results over the past 25 years.

A written summary article with charts can be found here:

https://highpassasset.com/5-retiremen...

HighPass Asset Management is a Fee-Only Fiduciary Financial Advisor in Denver, CO.

00:00 Intro
00:19 Vanguard Balanced Fund Overview
01:32 5% Retirement Spending Illustration
03:58 4% Retirement Spending Illustration
06:23 3% Retirement Spending Illustration

This video is for educational and illustrative purposes and is not financial advice. Your broker or advisor will charge you fees or commissions to make investments and therefore your returns will be less than indexes. For example, if you invest in the S&P 500 ETF, SPY, you will pay a fee to the company managing the ETF, State Street Global Advisors. Your return on the S&P 500 ETF, SPY, will be less than the S&P 500 Index TR because of the fee paid to State Street Global Advisors. Consult your advisor or broker for a detailed list of their fees or commissions before you invest. Investing involves risk and you can lose money.