Скачать или смотреть The Average Retirement Income Should Scare You (Seriously)

Why the Average Retirement Income Should Terrify You

Most people think they’re saving enough for retirement… until they see the real numbers.

In this video, we break down what the average American retiree actually lives on, why it’s not nearly enough, and the simple shifts you can make right now to avoid becoming another statistic.

We give you just the raw financial truth that schools, banks, and even the government don’t want to talk about.

If you’re in your 20s, 30s, or 40s, this might be the most important video you watch this year.

Social Security Data:

Social Security Administration (SSA) - Average monthly benefit for retired workers (2024): $1,977/month

Source: https://www.ssa.gov/news/press/factsh...

Social Security Administration - Percentage relying on SS for 90%+ of income (12% men, 15% women aged 65+)

Source: https://www.ssa.gov/news/press/factsh...

Income & Spending Data:

Median Income for 65+ ($4,200/month or $50,400/year)

Based on analysis of Bureau of Labor Statistics Consumer Expenditure Survey data

Additional reference: The Motley Fool analysis of retirement income

Bureau of Labor Statistics (BLS) - Average annual expenditures for households headed by someone 65+ ($57,818/year)

Source: Consumer Expenditure Survey 2022

https://www.bls.gov/cex/tables/calend...

Net Worth & Savings Data:

Federal Reserve - Median net worth by age group:

Ages 65-74: $410,000

Ages 75+: $335,000

Source: Survey of Consumer Finances (2022)

https://www.federalreserve.gov/econre...

Retirement Savings Statistics:

Median retirement savings ($65,000 across all ages)

25% of Americans have $0 saved for retirement

Sources: Federal Reserve Report on Economic Well-Being of U.S. Households (2023), Vanguard "How America Saves" report, Fidelity retirement analysis

Debt Statistics:

Employee Benefit Research Institute (EBRI) - Approximately 60% of retirees carry some form of debt

Source: EBRI Retirement Confidence Survey (2023)

https://www.ebri.org/retirement/retir...

Additional Data:

Gallup - Retirement rates by age group (70% of 65-69 year-olds retired, 88% of 75+ retired)

Source: Gallup Economy and Personal Finance survey data

Retirement Savings by Age Brackets:

Data compiled from multiple sources including:

Vanguard "How America Saves" annual report

Fidelity Investments retirement analysis

Federal Reserve Survey of Consumer Finances

"All calculations and examples are for educational purposes only and do not constitute financial advice. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions. Investment returns and principal value will fluctuate, and investments may be worth more or less than their original cost when sold."