Скачать или смотреть Before Buying an IUL Policy: What is misrepresentation in insurance?

Stop! Before you sign that Indexed Universal Life (IUL) application, you need to understand the single biggest threat to your future coverage. It's called misrepresentation, and it’s a silent policy killer.

In this video, Elijah illustrates the consequences of misrepresentations that may affect someone's ability to receive surgery coverage when they really need the service! So, watch and learn 'what is misrepresentation in insurance?'

It’s not just intentional fraud; even an honest mistake can lead to a cancelled policy or a denied claim when your family needs it most.
We break down how insurers view "material" information and the costly consequences of providing false, incorrect, or incomplete health information. Imagine paying premiums for a decade, only to have your claim voided because you forgot to mention an old surgery.

Don't let this happen to you.
Navigating the complexities of insurance disclosures is essential. An agent should never rush you through the application process.

Stay safe and secure your family’s financial future the right way.
👇 Need a professional review of your current or proposed policy to ensure you're fully covered? Check the link in the comments to schedule a policy review.

Topics Covered:

What is misrepresentation in insurance?
Innocent vs. fraudulent misrepresentation
Materiality in insurance applications
Why insurance claims are denied
IUL policy warnings
Life insurance application best practices

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Disclaimer: This video is for educational purposes only and not financial advice. Consult a licensed professional for your specific situation.
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