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Retiring with IPERS? Don’t Make These Costly Mistakes | Iowa Pension Planning Tips

Are you an Iowa public employee, teacher, city worker, or state employee planning to retire with IPERS? Your IPERS payout option is one of the most important—and irreversible—decisions of your retirement.

In this video, Mike Dunlop, CFP®, a flat-fee fiduciary retirement planner in Iowa, explains the #1 mistake retirees regret and how to avoid it. We’ll cover:

✅ How to compare all six IPERS payout options
✅ Why term life insurance can offer more flexibility than a reduced survivor benefit
✅ How your IPERS decision affects Social Security, taxes, and long-term retirement security
✅ The importance of a complete retirement income plan—not just your pension

▶️ Want to dive deeper? Read the full article on our blog:
https://www.igniteplanning.com/articl...

We help Iowa public employees retire with confidence—combining your IPERS pension, Social Security, healthcare, and investments into a plan that lasts.

📅 Schedule Your Free Retirement Consultation:
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🌐 Learn more about Iowa retirement planning:
https://www.igniteplanning.com

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