Скачать или смотреть Avoid Workers Comp Penalties in NC: Coverage for Your Employees

When a new North Carolina business owner hired employees, she didn’t realize she needed workers compensation insurance. Then a letter from the North Carolina Department of Insurance arrived, telling her she was out of compliance.

In this story, Melissa Armstrong, a customer service representative with Leavitt Elite Insurance, walks through how a simple conversation turned a stressful notice into a clear plan. Melissa gathered the details, helped the client understand the workers compensation coverage she needed, and quickly bound a policy so the business could show proof of insurance to the state.

Now the employer feels more confident knowing her employees are covered properly and her business is on stronger footing with North Carolina requirements. Melissa also shares another example where a business started on the North Carolina Rate Bureau plan when they were new, then moved to a different workers compensation carrier a few years later and saw their premium reduced by about half while keeping the coverage they needed. Every business is different, and pricing or eligibility can vary, but the right guidance can help you understand your options.

If you’re a North Carolina business owner and you’re unsure about workers compensation insurance, you’re not alone. An advisor can help you understand when coverage is required, what it can include, and how it fits with your other business insurance.

👉 Ready to review your North Carolina workers compensation coverage? Let’s look at your options together.

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