Скачать или смотреть Owning property in self managed super funds

I’ve had a few questions and comments about self-managed super funds (SMSFs) and whether property should be part of the mix. So, let’s unpack it

Yes, you can own property in a SMSF. But it’s important to understand what type of property and why.

Residential property:
· Think land in a good growth area, not apartments sold through schemes designed to benefit the seller.
· Quality property can deliver strong long-term outcomes.· But you need to weigh up whether it’s better to hold in your own name vs inside super. Tax and capital gains considerations matter here.

Business property:
· Another option is buying the building your business operates from.
· This gives you control, potential growth, and we’ve seen clients achieve great outcomes this way.
· Just remember: SMSFs have strict rules on what you can and can’t do with property.

Key takeaway Property can be a great investment inside super—but only if it’s quality, aligned with your goals, and considered alongside all alternatives. Don’t buy just because “everyone’s doing it.”

Do your research. Do the work. And most importantly, get advice.

Book a 15-minute clarity call with us. We’ll help you work through whether property in super, property in your own name, or another strategy is right for you.

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