Скачать или смотреть Merrick Bank Secured Credit Card | Classic Secured Credit Card | Must See Review!

Founded in 1997, Merrick Bank is FDIC insured and recognized as a top 20 credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended nearly $6 billion in credit.

We also provide consumer finance options to marine, RV, powersports, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation.

With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.

At Merrick Bank, we thrive off the diversity of our employees, clients and communities to help us build a stronger and safe environment for all.

Our success comes from a collective group of highly capable, unique and innovative people who create an engaging and inclusive work place. Merrick Bank relies on the individual differences and life experiences of our workforce to better serve our national customer base.

Merrick Bank is proud to work with clients from a wide range of cultures, backgrounds and perspectives. We strive to maintain a culture where all of our customers feel welcomed and included so we can fully support their financial needs.

Your Secured Credit Card payment history is reported to the credit bureaus each month. This reporting will help you build a credit history or rebuild your credit with a positive history if you make at least your minimum payments on time each month.

Once your security deposit is received we will review your application. If you’re approved, it could take up to two weeks for you to receive your Secured Credit Card in the mail.

A Secured Credit Card looks and acts just like any other credit card, but the difference is that you have to make a deposit to get the card, which secures your credit line. The deposit is FDIC insured and the amount of your security deposit will be equal to your initial credit line.

You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000. We will also review your account on a regular basis to see if you’re eligible for additional credit line increases without the need for an additional deposit.

A security deposit acts as collateral on your Secured Credit Card. You make the security deposit and then your credit line equals the amount of that security deposit. All Secured Credit Cards require this security deposit and you won’t qualify for the card if you can’t make the full deposit within 20 days of applying.

Once you apply, you will need to make your security deposit within 20 days. You can make your security deposit using your bank’s online payment service, ACH, MoneyGram, Western Union, money order or check.

You will need to make at least a $200 security deposit before your application will be reviewed. You can always add more to your initial deposit later if you’d like to increase your credit line.

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