Скачать или смотреть Why I Put My Entire Emergency Fund in SGOV

In this video, I’ll explain why SGOV (iShares 0-3 Month Treasury Bond ETF) is my go-to place for storing cash right now. Whether you're saving for short-term goals, building an emergency fund, or looking for a high-yield alternative to your bank’s savings account, SGOV might be worth considering.

Topics Covered:
– What is SGOV and how it works
– Why I prefer SGOV over high-yield savings accounts (HYSA), CDs, and money market funds
– Daily yield and liquidity benefits
– Tax considerations
– How to buy SGOV in a brokerage account
– My personal strategy for cash management

Why it matters: With interest rates still elevated, many investors are leaving cash on the sidelines. SGOV offers a way to earn 5%+ yield while keeping your money liquid and backed by U.S. Treasuries.

ETF Details
– Ticker: SGOV
– Issuer: iShares / BlackRock
– Holdings: 0–3 Month U.S. Treasury Bills
– Liquidity: Daily tradable on the stock market
– Dividend frequency: Accrued daily, paid out monthly

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DISCLAIMER: This video is for educational and informational purposes only. It is not intended as investment, legal, or tax advice. Always consult a licensed financial advisor, tax professional, or attorney for advice specific to your situation. Investing involves risk, and you should always do your own research before making any financial decisions. Some of the links in this description are affiliate links, which means I may earn a commission if you click and make a purchase at no additional cost to you.

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