Скачать или смотреть REAL ESTATE TIPS 01 l 5 Tips for your Home Loan approval

DISCLAIMER:
I am not a Loan Officer from any bank. I am just sharing my 6 years of Real Estate Experience when it comes to the topic.



Pre approval tips for bank approval:

1. Make sure na walang unpaid credit cards.

2. Your income must be 3x your estimated monthly amortization sa bank. You may add co-borrower to make your income higher.

3. If employed, your working years must be 2yrs. Up.

4. If married, must be in good terms with your husband/wife.

5. All requirements must be available at the time you submit your loan application.

Requirements:
-Valid IDs.
-CENOMAR/Marriage Contract.
-Certificate of Employment or Business permits.
-Payslip (3mos.) or Income statement for business.
-Income Tax Return (2yrs).
Special Power of Attorney (SPA)


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