$100 Christmas Savings | Emily's 100 Envelope Challenge | Low Income | Mother/Daughter Money Talk!

Join this channel to get access to perks:
   / @lizandless  

I'm Liz! I'm an Aussie in the US and I paid off 13k in credit card debt on a low income from August 2022 to June 2023 using sinking funds and savings challenges. I've never been able to save but this way of life has truly changed how I look at money. In February 2024 I was laid off from my job, and as of March 2024, I'm self employed and training as a barista!

My Store: stickersavingschallenges.com
Freebies: lizandless.com

Gear I Use and Love in Videos and Home: https://www.amazon.com/shop/lizandless
(Amazon link - I may receive a small commission if you make a purchase.)

Products Used:
🤍 S A V I N G S C H A L L E N G E S
100 Envelope Challenge stickersavingschallenges.com
Gingerbread Binder janellraebudgets.etsy.com @JanellRaeBudgets
Christmas Pickle boymomlovestosave.etsy.com @boymomlovestosave
Scratch Off Cards madelinebudgets.etsy.com @MadelineBudgets
Sweater Weather fundingmcgeedajones.etsy.com @fundingmcgeedajones3604
Christmas On My Mind snowgardener307budgets.etsy.com @SnowGardener307Budgets
Don't Like My Flying? tewatoodesigns.etsy.com
Christmas Village goldengirlbudgets.etsy.com @GoldenGirlBudgets
Christmas Penguins mischiefbudgets.etsy.com @MischiefManagedBudgets
New Year savewithjudy.etsy.com @savewithjudy
Boop the Snoot ‪@Debtfreeby43‬ debtfreeby43shop.etsy.com

🤍 H A P P Y M A I L - please read below if you are an Etsy store owner!
Liz and Less
PO Box 7044
Fishers IN 46037

FYI - I do not share products on my channel with images that have been used without permission, that is... intellectual property theft. (This includes anything made with licensed artwork from Disney, TV shows, movies, cartoons, etc.) I am sharing this because I do not want store owners to go to the time and expense of mailing me their creations and feel like all their time and energy and money has gone to waste. I feel like this is the most respectful to honour you but also operate within my own personal boundaries.

🤍 H A S H T A G S
#cashstuffing #cashenvelopes #debtfreejourney #financialgoals #sinkingfunds #debt #budget #savingmoney #budgeting #spendingtracker #debtfreejourney