Скачать или смотреть HMDA: The “Sunlight Law” of Mortgage Lending | Understanding the Home Mortgage Disclosure Act

Often called the “Sunlight Law”, the Home Mortgage Disclosure Act (HMDA) was created to bring transparency to the mortgage industry — shining light on lending practices to ensure every borrower is treated fairly.
In this in-depth video, we break down everything you need to know about HMDA:
☀️ Why it’s known as the Sunlight Law
🏛️ The history and purpose behind HMDA
💡 Who must report and what data is collected
📊 How HMDA helps detect lending discrimination
⚖️ Key compliance requirements and penalties
🧠 Real-world examples and NMLS exam tips
By the end, you’ll understand not only what HMDA requires — but why it matters for lenders, loan officers, and consumers alike.

🎯 Perfect for:
Mortgage Loan Originators (MLOs)
Compliance professionals
NMLS exam students

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